Regulatory Policy

Regulatory and Legislative Developments

Consultants at The Secura Group are continually working with clients to improve or enhance compliance programs that deal with changes in the regulatory environment. The items below concern important issues that are new, in the process of change or under consideration for change.

• Home Equity Loans

• Housing Rescue and Foreclosure Prevention Act

• Hybrid Adjustable Rate Mortgage Products

• Subprime Adjustable Rate Mortgages

• Credit and Debit Card Receipts

• Unfair and Deceptive Credit Card Practices

• Risk-Based Pricing of Credit

• Regulatory Agency Restructuring

• Financial Markets Policy

• Industrial Loan Companies

• Basel II Capital Standards